Another Bowie, Maryland home listed By Steve Queen. Also, Another property that was accepted into the Homes Affordable Foreclosure Alternative Program (HAFA) by the bank. If you are interested in information about the Short Sale Process, The Homes Affordable Foreclosure Alternative Program (HAFA) or The Home Buying Process of any property in Maryland or the District of Columbia, please Call Steve Queen for your personal consultation at (202) 367-4348.
|8815 Thamesmead Court Bowie, MD|
|The only way to describe this home is INCREDIBLE!! This home is located in the highly sort after Woodview Estates sub division. This home exemplifies a town home home at its best. You will admire the fine craftsmanship and beauty of this pristine home instantly upon arrival. This 3 bedroom 3 1/2 full bath magnificent home is beautiful from top to bottom. . Enter and enjoy the gleaming hardwood floors. Enjoy your meals in the open kitchen that features ample cabinet space. Recline in the family room or the fully finished includes a fire place and recessed lighting. The walk out basement includes a full bath a fireplace and a bedroom. And finally, retire to the Master suite that embraces a master bath fit for a king and Queen. The master bath includes a soaking tub, separate shower and dual vanities. There is also a walk in closet. This home will leave nothing to be desired. Call Steve Queen for your personal tour at 202-367-4348. View this home and all others available in Maryland, Virginia and the District of Columbia at www.stevequeen.com|
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Is the Home Affordable Foreclosure Alternatives program right for me?
The Home Affordable Foreclosure Alternatives (HAFA) program was developed to give homeowners a way to settle their mortgage debt without going through a foreclosure.
The goal of this program is to help you sell your home in a short sale and settle your mortgage debt if you owe more on your mortgage than your house is worth and are unable to qualify for a home loan assistance program.
This federal government program streamlines the short sale approval process and offers financial assistance to help you with relocation.
You may be eligible for the Home Affordable Foreclosure Alternatives program if:
the property is your current principal residence, OR the property has been vacant or rented out for less than 12 months, and you have not bought another principal residence during that time.
the amount you owe on your first mortgage for your property is equal to or less than:
- $729,750 for 1 unit
- $934,200 for 2 units
- $1,129,250 for 3 units
- $1,403,400 for 4 units
you owe more on your home than it’s worth
your current mortgage was taken out on or before January 1, 2009
you are experiencing a hardship (such as a job loss, divorce or medical emergency) and are unable to afford your current home loan
Program at a glance
Step 1: Call us to request a HAFA short sale and update us on your current financial situation. We’ll review your information and check your eligibility for a Home Affordable Modification or any other home retention program that would enable you to stay in your home.
Step 2: If you don’t qualify for a modification and want to sell your home, we’ll work to gain approval of your first mortgage HAFA short sale request. If you have a second mortgage with another lender, you will have to ask them for approval.
Step 3: You will be given time to market and sell your home — typically 120 calendar days. You are required to work with a licensed real estate professional.
Step 4: Once you receive an offer, you have 3 calendar days to submit a Request for Approval of a Short Sale document as well as the offer letter. We’ll get back to you with a decision on the offer within 10 business days.
Step 5: If the offer is accepted, your house is sold and your mortgage and any other loans against the home are settled from the proceeds of the sale.
Get more details on the steps of a HAFA short sale.