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Baltimore County



  • Up to $25,000
  • First time homebuyer only
  • Must take class prior to contract date
  • Income limits apply
  • Property must be vacant
  • Must occupy within 60 days
  • Loan forgiven over time
  • Assets cannot be more than 25% of household income
  • Must be primary residence
  • Eligible zip codes only
  • No new construction
  • Gifts may not exceed 3%
  • Fixed rates only (NO ARMS)
  • Home inspection required



  • Up to $10,000 closing cost assistance
  • 15 year forgiven loan
  • Property must be located in mapped community conservation area
  • First time home buyers only
  • Homebuyer counseling required
  • Income limits apply

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